Credit Intelligence Analyst II

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here!
• Once you have completed the above finalize your application by clicking apply below.
  
  

Purpose Statement

Join Capitec Bank in Stellenbosch as a Credit Intelligence Analyst and be part of an innovative team dedicated to revolutionizing the banking industry. This role offers a unique opportunity to leverage your analytical skills in credit risk management, helping us deliver smarter financial solutions to our clients.

• Assume end-to-end responsibility for a credit intelligence workstream through:
• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation, and maintenance of new credit intelligence strategies and solutions.
• Addressing business problems relative to the credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision-making.
• Evaluate reporting and operations to see where they can improve in terms of productivity, efficiency and profitability.
• Providing guidance and technical oversight to junior team members.
• Create and implement precise management plans for every project, with attention to transparent communication at all levels.
  
  

Experience

Minimum:

4 - 6 years’ experience in retail credit analysis (including familiarity in various programming languages, such as SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualization).

• High proficiency with SQL, AWS, Azure, PowerBI and database management
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimizatio
  
  

Ideal

• Experience in credit recoveries, external debt collections, debt review environment, FMCG retail.
• Proven ability to manage projects and PoC testing.
• Extensive experience with data visualization
• High proficiency in technical writing
• Experience with Capitec banking systems
• Experience in assuming a leadership role during a project.
• Portfolio-specific experience.
  
  

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics
  
  

Qualifications (Ideal Or Preferred)

• A relevant post graduate degree in Finance or Statistics
  
  

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills
  
  

Conditions of Employment

• Clear criminal and credit record
  
  

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.