Credit Risk Analyst : Acquisitions (Home Loans)

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

Make an impact where it matters most

Step into a role where your analytical expertise directly shapes the success of a Home Loans portfolio. As a Credit Risk Analyst (AVP), you’ll turn complex data into actionable insights, influence acquisition strategies, and support key business decisions across the credit lifecycle.

This is an ideal opportunity for a data-driven professional looking to elevate their career, strengthen their technical expertise, and gain end-to-end exposure to strategy development and implementation.

What you’ll be responsible for

Strategy & Analytics

• Develop and optimise data-driven credit acquisition strategies

• Analyse large datasets using SAS to identify trends and opportunities

• Partner with stakeholders across Sales, IT, Finance, Collections, and Risk

• Support new product assessments and continuous strategy enhancements

• Conduct UAT and monitor post-implementation performance

Reporting & Insights

• Produce monthly Management Information (MI) with clear insights and recommendations

• Enhance reporting accuracy and risk metrics

• Present analysis to both technical and non-technical audiences

• Drive alignment and sign-off on strategic changes

Customer Decisioning

• Investigate escalated Home Loans credit-related customer complaints

• Provide clear, timely, and well-reasoned outcomes

What you’ll bring

• Degree in Business, Mathematics, Statistics, Risk Management or similar

• 3+ years’ experience analysing large datasets using SAS

• Strong understanding of credit risk principles

• Advanced MS Office skills (especially Excel)

• Experience in SDLC, UAT, or project delivery (advantageous)

• Strong analytical thinking, problem-solving, and communication skills

Why this role stands out

• Influence critical credit acquisition strategies

• Gain exposure to end-to-end strategy design and implementation

• Strengthen highly sought-after analytics and risk skills

• Collaborate across multiple business units and senior stakeholders

• Build visibility and impact at AVP level

Ready to apply?

If you thrive on turning data into strategy and want to play a key role in shaping credit decisions, this opportunity offers the platform to grow your career and make a measurable impact.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required), Bachelor Honours Degree: BMI - Business Management and Informatics

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised