Junior Credit Manager
ExecutivePlacements.com
Recruiter
Objective Personnel
Job Ref
BOK005822/GA
Date posted
Thursday, June 18, 2026
Location
Elandsfontein, South Africa
Salary
Monthly
SUMMARY
Junior Credit Manager
POSITION INFO
Qualification Matric / Senior Certificate National Diploma or Degree in Finance, Accounting, or Credit Management (NQF 6+) Credit Management III or higher strongly preferred Postgraduate certificate in credit risk/leadership advantageous Requirements Must have own vehicle and drivers license Advanced knowledge of credit management, risk assessment & debt recovery Thorough understanding of financial statements & cashâflow impact of credit decisions Full creditâtoâcash process knowledge (order → delivery → billing → payment → legal) Strong understanding of legal collections processes & frameworks Comprehensive understanding of reconciliations, writeâoffs, revenue assurance Industry & market dynamics affecting payment behaviour Change management principles for process/system improvement Advanced SAP capability (ZFI001, FD32, FBL5N, VMK1, legal and releasing workflows) Masterâlevel Excel/BI analysis and trend interpretation Ability to design, review & audit end-to-end processes High-level reconciliation & dispute resolution expertise Strong report writing & insight communication skills Ability to lead complex legal or high-risk escalations confidently Data-driven decision-making & KPI design Strategic thinking & decision-making Leadership presence & ability to guide through ambiguity High emotional intelligence and conflict resolution Commercial awareness & enterprise-wide thinking Coaching, motivation & performance management capability Strong stakeholder relationship management (Sales, Ops, Finance, Exec) Accountability for business outcomes, not just team outputs Integrity, fairness & role-modelling of company values Duties Collections & Cash Flow Risk & Bad Debt Credit Assessment & Approval Process Efficiency People Leadership, Development & Capacity Planning Legal & Compliance Oversight Reporting, Analytics & Executive Partnership