Credit Analyst

Recruiter

Network Recruitment

Job Ref

NFP016926/KM

Date posted

Thursday, July 2, 2026

Location

Pretoria, South Africa

SUMMARY

An exciting opportunity exists for a detail-oriented and commercially minded

Credit Analyst to join a dynamic credit team within a growing financial services environment. This role is ideal for someone who thrives on data-driven decision-making, applies strong financial judgement, and enjoys working collaboratively across teams.

POSITION INFO

You will be responsible for assessing and approving credit applications, managing risk within a defined mandate, and contributing to the optimisation of credit processes and portfolio performance. Key Responsibilities: Credit Assessment & Decisioning: Analyse financial information including bank statements, credit reports, and management accounts Make independent credit decisions within a delegated approval limit (up to R250,000 per deal) Identify risks, trends, and mitigating factors across applications Conduct detailed qualitative and quantitative analysis of applicants and counterparties Prepare credit recommendations and approval documentation for escalated deals Ensure all decisions align with internal credit policies and governance frameworks Operational Collaboration: Work closely with internal stakeholders to ensure complete and accurate deal submissions Partner with sales and structuring teams to deliver well-considered credit solutions Communicate decisions clearly and professionally to stakeholders Maintain accurate records and documentation within internal systems Monitor active deals for early signs of risk or performance deterioration Portfolio & Risk Management: Participate in portfolio reviews and risk trend analysis Identify early warning indicators and support corrective strategies Contribute to continuous improvement of credit models, policies, and tools Minimum Requirements: Qualifications: Matric (Grade 12) - essential Diploma or Degree in Finance, Accounting, Economics, or Risk Management - preferred Experience 1-3 years' experience in credit analysis, underwriting, or risk management Exposure to SME lending or asset-based/rental finance environments Strong ability to interpret financial statements and assess creditworthiness Familiarity with credit bureau systems (e.g., TransUnion) Technical Skills Advanced Microsoft Excel skills Strong analytical and financial modelling capabilities Understanding of credit risk, collections, and risk mitigation techniques Personal Attributes High attention to detail and accuracy Strong critical-thinking and problem-solving skills Confident decision-maker under pressure Excellent communication and interpersonal skills Ability to work independently while collaborating effectively Apply Now: If you are passionate about credit risk and ready to take the next step in your career, we'd love to hear from you. Apply now! For more exciting Actuarial & Analytics vacancies, please visit: /> I also specialize in recruiting: Actuarial (Life, Short‑Term, Pensions, Health, Quant) Data Science & Advanced Analytics Pricing & Product Modelling Market, Credit & Quantitative Risk Machine Learning & AI Specialists If you have not received a response within two weeks, please consider your application unsuccessful. Your profile will remain on our database for future opportunities. For more information, contact: Kholo Mongalo Recruitment Researcher - Actuarial & Analytics Connect with me on LinkedIn: