Commercial Underwriter

A well‑established insurance company based in Randburg is seeking an experienced Commercial Underwriter to join their team. The ideal candidate will have strong technical underwriting expertise, the ability to assess complex commercial risks, and proven experience working within a brokerage environment. This role requires someone who can manage high volumes of policies, engage confidently with brokers, and ensure all underwriting decisions align with treaty limits, insurer guidelines, and compliance standards. The successful candidate will bring deep product knowledge, exceptional attention to detail, and a commitment to delivering accurate, timeous service

Policy Processing & Administration

• Process new business, amendments, endorsements, and renewals timeously and accurately
• Check all documentation for completeness and correctness before processing
• Prepare quotations and apply correct rating according to underwriting guidelines
• Ensure closings, schedules, and policy documents are filed according to procedure
• Maintain accurate records and diarise outstanding requirements for follow‑up

Underwriting & Risk Assessment

• Assess commercial risks across multiple product lines (property, liability, fleet, engineering, niche products, etc.)
• Ensure all risks are written within treaty limits and comply with underwriting mandates
• Ensure no declined risks are accepted or renewed
• Maintain strong knowledge of policy wordings, exclusions, endorsements, and insurer product updates
• Support internal teams and brokers with underwriting queries, ensuring a 24‑hour turnaround time

Client & Broker Interaction

• Handle queries from brokers and clients professionally with a 24‑hour response standard
• Communicate clearly via email, telephone, or other channels
• Build and maintain strong relationships with brokers and clients
• Provide guidance on cover options, underwriting requirements, and product suitability

Compliance & Quality Assurance

• Ensure all underwriting decisions comply with FAIS, insurer guidelines, and internal procedures
• Maintain a high standard of accuracy and quality in all documentation
• Identify gaps or errors and implement corrective actions
• Comply with all Commercial Treaty arrangements and underwriting protocols

General Administration

• Assist with general office administration and operational tasks
• Contribute to team service standards, productivity, and underwriting excellence
• Perform any reasonable additional duties requested by management
• Prepare quotes, comparisons, and policy summaries in Excel

• Matric
• Regulatory Exam: Representatives (RE5) completed
• Short-Term Insurance Qualification (NQF 4) completed
• Must be FAIS compliant, registered as a Representative, and not working under supervision
• Must NOT be debarred with the FSCA
• Minimum 5 years Commercial Underwriting experience within a brokerage environment (non‑negotiable)
• Proven ability to process high volumes of commercial policies accurately
• Strong knowledge of general and niche commercial products across major insurers
• Proficient in MS Office, especially Excel for quotes and summaries
• Excellent communication skills and strong attention to detail

• Basic highly negotiable based on experience and qualifications

Ready to take the next step in your career? Email your CV to ***email_hidden***

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