Business Banker at Lesotho Post Bank
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Business Banker at Lesotho Post Bank
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Selibeng.com
August 13, 2026
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Job Information
- Job Type: Full time
- Industry: Financial Services
- Work Experience: 4–5 years
- Salary: Paterson Grade C
- City: Teya-Teyaneng
- State/Province: Berea
About Lesotho PostBank
Lesotho PostBank (LPB) is 100 percent owned by the Lesotho Government, and prides itself on being an indigenous bank that is wholly managed by Basotho. It was founded to provide banking services to under-banked and unbanked Basotho in both rural and urban areas, and remains committed to its mandate of answering the challenge of financial exclusion in the country.
Job Purpose
To drive the Bank’s marketing and financing initiatives through effective customer relationship management, portfolio growth, and business development, thereby increasing market share, enhancing customer satisfaction, and contributing to the Bank’s profitability and sustainability.
Discover more
Letter of recommendation service
Key Duties and Responsibilities
- Builds and maintains strong relationships with new and existing business customers.
- Engages customers professionally in line with the Bank’s service standards.
- Serves as a liaison between customers and internal support divisions to ensure efficient delivery service.
- Educates clients on business banking products, services, and procedures.
- Identifies opportunities for additional facilities and value-added solutions through customer portfolio analysis.
- Promotes and cross-sells relevant banking products and services.
- Conducts customer visits, participates in business forums, and identifies new sales opportunities.
- Continuously acquires new customers while strengthening existing relationships to improve customer retention.
- Originates, structures, and manages credit facilities in accordance with the Bank’s lending policies and procedures.
- Analyzes financial statements, balance sheets, cash flow projections, and other financial information to assess creditworthiness.
- Prepares and motivates credit applications in line with risk and credit requirements.
- Manages and monitors lending portfolios to ensure profitability and portfolio quality.
- Conducts annual credit reviews and ensures timely completion of client requests related to credit and collateral securities.
- Monitors facility conditions and ensures compliance with approved terms and conditions.
- Grows the Bank’s assets through responsible portfolio expansion.
- Mobilises deposits and increases liabilities to achieve business targets.
- Meets daily, weekly, monthly, quarterly, and annual sales objectives.
- Negotiates and closes business deals that contribute to revenue growth.
- Develops and implements initiatives that increase market share and business penetration.
- Contributes to the Bank’s overall profitability and financial sustainability.
- Prepares and submits accurate management reports within agreed timelines.
- Ensures adherence to internal policies, procedures, regulatory requirements, and risk management frameworks.
- Maintains high-quality credit documentation and minimises operational and credit risks.
- Supports positive audit outcomes through compliance with established controls and governance requirements.
- Maintains up-to-date knowledge of banking products, systems, market trends, and regulatory developments.
- Develops a sound understanding of related functions including Credit, Retail Banking, and Operations.
- Monitors market activities and competitor developments and provide relevant business insights.
- Actively participates in personal and professional development initiatives.
Education Requirements And Experience
- Degree in Accounting, Finance, Banking, Business Administration, Economics, or a related field.
- Minimum of three (3) years’ experience in banking, financial services or sales.
- Experience in credit analysis and portfolio management will be an added advantage.
General Knowledge, Skills And Abilities
- Sound understanding of banking operations, products, and services.
- Knowledge of financial analysis, credit assessment, and risk management principles.
- Understanding of applicable financial sector legislation and regulatory requirements.
- Strong communication and interpersonal skills.
- Excellent analytical and numerical abilities.
- Strong customer relationship management skills.
- Good negotiation and influencing skills.
- Sales and business development orientation.
- Strong problem-solving and decision-making skills.
- Effective time management and organizational skills.
- Ability to work independently and within a team.
- High levels of integrity, professionalism, and accountability.
- Results-driven with a strong focus on achieving targets.
How to Apply
To Apply, Visit
Apply Here – Lesotho PostBank Careers
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